How Much Stamp Duty Will I Pay for an Aurea Home?

Published 8 October 2026 · Figures as at October 2026

The Short Answer for Aurea

Every buyer at Aurea pays Buyer’s Stamp Duty on the purchase price, on a banded scale that rises from 1% to 6%. Many buyers also pay Additional Buyer’s Stamp Duty, which depends on residency and on how many residential properties they already own: 0% for a Singapore Citizen buying a first home, up to 60% for a foreigner and 65% for an entity, as at October 2026.

Both duties are paid within 14 days of signing the sale and purchase agreement, so they are among the first costs of a purchase, alongside the 5% booking fee.

Buyer’s Stamp Duty on Aurea

BSD is charged in slices: 1% on the first $180,000 of the price, 2% on the next $180,000, 3% on the next $640,000, 4% on the next $500,000, 5% on the next $1,500,000 and 6% on anything above $3,000,000. These residential bands have applied since 15 February 2023.

As illustrations only, and not the price of any home at Aurea: on $1,500,000 the duty is $44,600; on $2,000,000 it is $69,600; and on $3,500,000 it is $149,600, with the last $500,000 charged at 6%. The Aurea stamp duty page shows the slices for a worked example.

ABSD at Aurea by Buyer

ABSD is added to BSD. A Singapore Citizen pays nothing on a first residential property, 20% on a second and 30% on a third or more. A Singapore Permanent Resident pays 5%, 30% and 35%. A foreigner pays 60% and an entity 65% on any residential purchase. The rates have applied since 27 April 2023.

On the illustrative $2,000,000, a Singapore Citizen buying a second home would add $400,000 of ABSD to the $69,600 of BSD, and a Permanent Resident buying a first home would add $100,000. Nationals and permanent residents of the United States, and nationals of Iceland, Liechtenstein, Norway and Switzerland, receive citizen treatment under free trade agreements.

Remission and Refunds for Aurea Buyers

Two reliefs matter most for households. A married couple buying jointly, with at least one Singapore Citizen spouse and no other residential property between them, may apply for remission of ABSD. A couple buying a second home while selling the first may pay the ABSD and apply for a refund if the first home is sold within the period IRAS allows. IRAS sets and decides the conditions, so a conveyancing lawyer should confirm eligibility before booking.

For upgraders, this makes the order of selling and buying a real planning decision. The Aurea stamp duty calculator shows the duty for each profile, so the figures can be compared before choosing a route.

When Aurea Stamp Duty Is Paid

Stamp duty is due within 14 days of signing the sale and purchase agreement, which at Aurea follows the option to purchase within eight weeks. In practice this means BSD, and ABSD where it applies, is paid at about the same time as the 15% instalment due on signing, well before the bank begins disbursing the loan. It cannot be paid from the loan.

Stamp duty is paid in cash first; CPF Ordinary Account savings may then be used to reimburse it where CPF rules and the balance allow, while foreign buyers, who have no CPF, pay entirely in cash. Planning the cash position for the first few weeks is therefore the most important part of budgeting for an Aurea purchase, and the progressive payment calculator separates the cash that must be ready from the sums that CPF can cover.

Seller’s Stamp Duty and Aurea

Seller’s Stamp Duty arises only if a home is resold within four years of purchase. For homes bought on or after 4 July 2025, the rate is 16% in the first year, 12% in the second, 8% in the third and 4% in the fourth, with no SSD after four years. Purchases made earlier follow the previous three-year table.

Since vacant possession at Aurea is expected by 31 March 2030, most buyers will hold well beyond the SSD window. Stamp duty is one part of the upfront cost; the progressive payment calculator combines it with the downpayment and instalments, and the Sales Concierge can go through it at a showflat appointment.